Table of Content
You must be at least 21 years of age and below 60 years of age till loan maturity to get this loan. You may also repay through PDCs drawn on your savings/salary account. This facility is available at locations where NACH/ECS are not active. The content of this site is copyright-protected and is the property of Piramal capital and housing limited. We are incredibly excited to get onboard and partner up with you for all your financials needs.
The two most important factors that need to be contemplated on are the loan amount and the affordable EMI. With the DHFL EMI calculator, you will be able to arrive at the EMI that you will have to pay for the home loan so that you can take an informed decision about the loan amount. You must check your credit score before applying for a home loan.
Stamp Duty and Registration Charges
To check one’s eligibility, the applicant may visit any DHFL Branch and contact the loan officer. The loan officer will guide the applicant through the process and inform him about his eligibility. The reason for higher rates of interest and lower loan tenure is the result of high earning capacity of the borrowers. Any Non – resident Indian based abroad, on an average, earns more and better than his Resident Indian counterparts. DHFL currently offers home loans at a Retail Prime Lending Rate of 19.42 %. DHFL aims to offer the lowest interest rates for a home loan which, in the long run, makes a big difference in your overall budget.
You can make the best use of the DHFL EMI calculator that is user friendly and take an informed decision about the home loan. On confirmation of the OTP, another page with tenure and rate of interest will open up. Check for 25 lakh home loan EMI and apply easily on MyMoneyMantra. A comparative list of current interest rates of top banks with DHFL is given below.
Home Loan
These factors play a vital role in deciding whether the lender will process the loan application or not. For availing DHFL Home Loan, you must be salaried or self – employed. From 1 lakh to 5 crores, you may take any amount for your requirement subject to 80 % of the market value of the house or 85 % of the cost of the property . Further, if you wish to extend the limit, you need a working co – applicant also. Attractive interest rates are not the only factor that people consider while going for a loan. People also take into account the process of repayment and various other clauses of significant importance.
You will have to provide the desired loan amount, name, mobile number and click on the calculate EMI button. The following are some of the factors that affect DHFL Home Loan Interest Rate. G. I understand that in order to deliver the product to me, I hereby authorize Wishfin, to obtain my Consumer Credit Information from TUCL.
DHFL Home loan eligibility Calculator in Vellore
DHFL NRI Home Loans, offer attractive rates of interest and facilitate a variety of needs such as purchasing a home, buying a plot, renovation, etcetera. With DHFL’s International Representative Offices offering an easy – to – apply home loan, as long as you are an Indian, location doesn’t matter. Home Loan Balance Transfer – Rate of Interest is indeed an intimidating factor for people who wish to avail loan facility. DHFL’s Home Loan Balance Transfer can be used to transfer an existing home loan to a lower rate of interest so that your pocket is not affected. DHFL’s rates of interest are dynamic and vary according to market conditions. The rates of interest on home loans in India are usually calculated either on Monthly Reducing Balance or Yearly Reducing Balance.
The interest rates are so flexible that they not only encourage people and eases them but also does not hurt their wallets. There is no prepayment charge, and you can prepay after the initial 6 months of borrowing. Thus, 100% finance is possible, subject to a maximum of 90% of the market’s value, whichever is lower for funds up to Rs. 30 lakhs. Tenure is up to 10 years or up to 65 years of age for salaried individuals and 70 years of age for self-employed individuals. The loan amount you can receive depends on your ability to repay and your yearly income.
An online platform that enables you to choose from multiple offers across products and participating lenders, all in a single view. Get customized loan and credit card offers based on your CIBIL Score and Report. Below is the table showing the interest rate, maximum loan amount and the tenure available for home loans at DHFL. You may also take note of the one-time processing fee which would attract an additional 18% GST. I further authorize Wishfin to retain a copy of my information for use in accordance with [Wishfin’s] Terms of Use and Privacy Policy. Under Section 80C of the Income Tax Act, 1961, you can claim up to ₹1.5 lakhs on the registration cost, stamp duty charges and principal amount of the housing loan.
With DHFL, you can be assured that the repayment process is as smooth and easy as is the process for loan application. The company offers home loans at attractive interest rates and no hidden charges. A housing loan may continue up to 30 years which makes it quite obvious that people would want to get the lowest interest rate. DHFL is one of the most opted lenders for housing loans as the rates offered by them are very low.
You will be contacted by a DHFL representative to continue with the home loan application process. A decision to buy a dream house to live comfortably is the most challenging decision to make as it involves wise planning of the capital flow for a long period. Sourcing the funds of one’s own savings is not everyone’s cup of tea. Most of us have to depend on home loans for funding the dream house. Planning the finances even before applying for the loan is very essential.
An alternate method to apply for DHFL Home Loan is through their website. Access the DHFL website and click on the type of home loan under the home loan option. Click on the button and a representative of DHFL will contact you regarding further details within 24 hours. You can also call on their toll-free number and place a request.
The rate of interest depends on the CIBIL score, loan amount and the margin provided. The best way to apply for the DHFL Home Loan is to approach the nearest DHFL branch and submit the home loan application with the required documents. According to the RBI guidelines, a lender cannot provide 100% of the home loan amount. However, you may get a home loan for about 80% to 90% of the purchase price of the property, depending on the lender you have opted for.
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